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November 13, 2025 |
With the traditional ringing of the bell we bring this meeting to order!
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YOUR donation for making up with us helps fund our service projects!
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Our club offers the flexibility of ROTARY ON YOUR TIME!
and an opportunity to remain connected with Rotary!

Welcome to this week’s meeting of the eClub of the State of Jefferson.
Hello eClub Members, and welcome to this week’s weekly meeting.
So very sorry for my absence these past few weeks or has it been longer?!? I have been so busy that I have lost track of time.
I am vacating my house in Bremerton because I am going to rent it out for the next year to two. In the meantime, I am going to be visiting friends and family before I head down to Mazatlán for the winter. I am not exactly sure where I will end up when I get back, but my brother Scott suggested that I rent/buy an RV so I can go to different places, and not feel like I am intruding on my friends and family.
I am currently in Bend, Oregon visiting a friend, and also looking at small low maintenance houses/condos.
My next stop is to San Antonio, Texas to visit my niece and family and to also look at condos. I will be there for a couple of weeks, and then I will be off to Las Vegas, Nevada to visit my sister Lea and her husband John Bushnell for another couple of weeks.
I will then fly to Santa Barbara, California to stay with my other sister Kelly and her husband Chris (and family) Brand for a month before I fly south to Mexico. I plan to fly back to the U.S. on March 28, 2026.
The best part is that I belong to the State of Jefferson Rotary eClub, and I can attend a meeting or Coffee Chat wherever I am!
I hope you all enjoy this week’s meeting, and if you don’t hear from me for a couple of weeks, it just means I am enjoying family and friends.
Yours in Rotary,
Jackie

Jackie Oakley
2025-2026 Club President
The Four-Way Test
The Four-Way Test is a nonpartisan and nonsectarian ethical guide for Rotarians to use for their personal and professional relationships.
The test has been translated into more than 100 languages, and Rotarians recite it at club meetings:
Of the things we think, say or do
- Is it the TRUTH?
- Is it FAIR to all concerned?
- Will it build GOODWILL and BETTER FRIENDSHIPS?
- Will it be BENEFICIAL to all concerned?
email president@StateOfJeffersonRotary.org

eClub Board Meeting
November 13th, 8:00 AM PST
Weekly eClub "Coffee Chat" Zoom meetings
Tuesday at 12:00 PM PDT
I believe these “fellowship” meetings have been valuable. They are informal opportunities to get acquainted with our members.
If it fits your schedule, I look forward to “seeing” you at the meetings.
November is Rotary Foundation Month

The Rotary Foundation is recognized as one of the most effective and well-managed charitable organizations in the world, with 12 consecutive four-star ratings from Charity Navigator and an A-plus rating from CharityWatch.
We know that the Foundation is helping Rotarians do good in the world, but it can be difficult to convey the full scope of its work. So we’ve put together some figures from the past five years — 2014-15 through 2018-19 — to tell the story of the generosity of Rotarians and the good work that the Foundation supports.
November is Rotary Foundation Month; to make a contribution, go to rotary.org/donate.
FIVE YEARS OF GLOBAL GRANTS BY AREA OF FOCUS
Area of focus Total funding
- Basic education and literacy $53,261,360
- Community economic development $54,118,305
- Disease prevention and treatment $151,761,859
- Maternal and child health $35,233,163
- Peacebuilding and conflict prevention $18,659,168
- Water, sanitation, and hygiene $100,657,464
Why Passport clubs are a good idea

Members of the Valley of the Sun Passport Club attend this year’s district conference.
By Marco Cecala, Valley of the Sun Rotary Passport Club
When we moved to a rural location, it was getting too difficult to keep up with Rotary meetings. The nearest club was an hour away. I wanted to stay engaged, but the drive was a chore. I could visit when I was out doing errands in a town with a club, but it’s not always easy to schedule meetings around. Additionally, we traveled a lot, much of it off the grid.
We heard about the Passport club structure from a friend and decided we liked the format. We meet once a month online, and the board meets monthly. Members volunteer when and where possible.
I would describe our club as flexible, agile, and experienced. Club presidents and district governors have referred some of our members. When a member or potential member does not feel they can commit to a traditional club, they call us.
Makeup of our members
Our club is composed of:
- Rotarians who are retired and travel a lot.
- Experienced people who know how to get things done, from unique fundraising to writing district and global grants. They want to serve but may not have much time for the social aspects of a traditional club.
- Members who are willing to donate to projects they like and know where to go to get additional support or funds.
- Young professionals who are already stretched thin. They come on board and learn how to make a difference, interacting with experienced members.
Club Experience
A lot of our club experience differs from the norm. We meet monthly on Zoom. Committees update the group and share our recent personal adventures. We try to bring in high-profile speakers and share their presentations on the district’s website. This allows us to attract people from a broader geographical area. We communicate with each other a lot when working on a committee for a project. Being united in our goals builds the connections that would otherwise occur in a weekly meeting in a traditional club.
When we slow down our professional lives, many of us go to places and see projects we have supported for years. The continued interest in those is passed on when we visit clubs and give a presentation. Other members become inspired to participate.
We use the extra time available to promote and engage other Rotarians who might have an interest in our favorite causes. There are many places to channel funds and effort within the areas of service. When we personally discuss our passion projects with others, the enthusiasm is contagious. As a Passport club, we are ambassadors for passion projects and creative ways to fund them. This is just one more way to do good in the world.
Fundraising
General fundraising is different, but successful. Online auctions are a good idea. Our members can acquire donations that will get attention. They are easy to set up, and the items get a lot of exposure.
With a club like this, things go differently than with a traditional club. Some of our members are experienced fundraisers and gather money for grants. Without a large number of members in one location, we often act as a funding source, providing assets and some members to undertake the work. We then utilize local groups to provide additional help.
One example of this is a backpack project for a school. We can acquire them, then work with parents and staff volunteers to facilitate distribution. When the project is completed, we share the success with the partner organization that helped. With that promotion, we attract new members and increase public awareness, which in turn helps us secure outside funding.
If you are finding it challenging to keep up in a traditional Rotary club, but still want to stay involved with Rotary, give some thought to a Passport club. Reach out to us if you want more information about how we have structured our club.
The Autumn Ghost: How a 1952 Polio Crisis Created the Modern ICU
In 1952, Copenhagen faced a terrifying polio outbreak. Known as the "Autumn Ghost," the virus struck 12-year-old Vivi Ebert, leaving her paralyzed and unable to breathe. Without a vaccine or access to an iron lung, doctors launched a daring medical experiment that not only saved Vivi’s life—but revolutionized critical care. This crisis led to the invention of machine-run ventilators and the birth of the modern Intensive Care Unit (ICU), changing medicine forever.

November is Native American Heritage Month
What Are the 'Three Sisters' of Native American Agriculture?
A centuries-old system of growing corn, beans and squash together, it reflects Indigenous agricultural knowledge and teachings about cooperation and balance.
By Vincent Shilling
For centuries, Indigenous communities across North America have grown corn, beans and squash—known as the "Three Sisters”—in close proximity to each other. Not only do these staple crops provide excellent nutritional sustenance. Planted together, they form a symbiotic system that reflects generations’ worth of agricultural knowledge and cultural teaching about balance, cooperation and interconnectedness.
How does planting the Three Sisters together work?
The Three Sisters embody a methodology known as companion planting. When grown together in the same mound of earth, the plants support one another in a mutually beneficial system. “Corn offers a structure for the beans to climb,” writes Mardi Dodson, co-author of Companion Planting & Botanical Pesticides. “The beans, in turn, help to replenish the soil with nutrients. And the large leaves of squash and pumpkin vines provide living mulch that conserves water and provides weed control.”
How widely is it practiced?
Versions of the Three Sisters planting system have been practiced by many Indigenous nations—from the Haudenosaunee in the Northeast and the Cherokee in the Southeast to the Mandan and Hidatsa on the Plains and the Hopi and Zuni in the Southwest. Each adapted the trio of corn, beans and squash to its own environment and traditions. Today, the practice continues and has been revived as part of Indigenous food sovereignty movements. Tribes such as the St. Regis Mohawk Tribe still teach this methodology to students at the Akwesasne Freedom School. The Chickasaw Nation offers public presentations about the practice during its Three Sisters Festival.
Why are the Three Sisters sacred to Native people?
While the Three Sisters agricultural system is widespread across North America, the stories attached to it—many ancient in origin—vary significantly by nation and region. There is no single tale or meaning shared uniformly across Native cultures. In the Mohawk creation story, for example, corn, beans and squash first came with Sky Woman, who brought them from Sky World, says Kay Olan, a retired Mohawk schoolteacher and traditional storyteller.
The Three Sisters story is perhaps the most fully developed and widely cited among the Haudenosaunee Confederacy (which includes the Mohawk, Oneida, Onondaga, Cayuga, Seneca and Tuscarora nations). In their tradition, the Three Sisters are personified as a trio of women who cared for each other, despite having disparate personalities. In the story, they separate, then eventually reunite, expressing their wish to never part again. Olan says learning of their collective strength when reunited—like corn offering support, beans bringing strength and squash providing protection—is the message of the story. “When we're eating corn, beans and squash together, we're reminded of that lesson in cooperation.”
How did the arrival of European settlers affect the cultivation of the Three Sisters?
Under pressure from European settlers, tribes in the 19th century were forcibly displaced to reservation lands that were often barren and unconducive to traditional agricultural practices. Over time, Indigenous people became increasingly reliant on processed and nonagricultural commodity foods such as white flour, lard and sugar, says Olan. Unaccustomed to digesting such fare, Native Americans experienced a sharp rise in diabetes and other health problems.
“That's why we have to relearn what those foods were,” says Olan, referring to the Three Sisters and other traditional fare, “and how to prepare them so that we can become healthier again.”
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Who gets SNAP benefits to buy groceries and what the government pays for the program – in 5 charts
The Supplemental Nutrition Assistance Program has helped low-income Americans buy groceries for decades with few disruptions.
But on Nov. 1, 2025, the federal government halted the flow of funds to states to distribute as SNAP benefits. The Trump administration blames this unprecedented disruption on the federal government shutdown, which began a month earlier. Following multiple court orders, federal officials said they plan to distribute at least a portion of the US$8 billion that’s supposed to flow monthly to the states to cover the costs of the program’s benefits. On Nov. 6, another judge ordered the distribution of all SNAP funds that were due in November.
Although the program costs billions, the benefits that families and individuals can receive from it are modest. The most a person living on their own can get is $298 a month, but many people receive far less. The average benefit is an estimated $6.17 daily – which falls below some estimates of the minimum cost of eating a nutritious diet in the United States.
The Conversation U.S. asked Tracy Roof, a political scientist who has researched the history of government nutrition programs, to explain who SNAP helps, how enrollment varies from state to state and what the program costs to run.
How many Americans are enrolled in SNAP?
The number of people getting SNAP benefits soared during the Great Recession, a big downturn that began in December 2007 and had long-lasting effects on the economy.
Because of high unemployment and poverty rates, more people were eligible for SNAP during those years. Many states, eager to bring dollars into their economies from federally funded SNAP benefits, made unprecedented efforts to enroll eligible families. SNAP enrollment peaked in 2013 at roughly 15% of Americans. The number of the program’s participants fell as the economy recovered, but never returned to pre-recession levels because a greater share of eligible families continued to enroll in the program after the economic crisis than before.
When the COVID-19 pandemic upended the U.S. economy in 2020, the number of people with SNAP benefits soared again. President Donald Trump has blamed high enrollment in SNAP on the Biden administration “haphazardly” handing benefits “to anyone for the asking.”
That assertion is misleading. While the Biden White House increased benefits, it did not expand who was eligible for SNAP. In fact, President Joe Biden agreed to apply work requirements and time limits to more SNAP recipients. Moreover, states, not the federal government, are primarily responsible for determining eligibility and enrolling people in SNAP. The number of people who received SNAP benefits during Biden’s presidency never exceeded 43 million – the peak reached in September 2020 during the first Trump administration.
The number of people using SNAP benefits to buy groceries has not fallen substantially because the number of people in poverty and the cost of living, including what Americans pay for food, have both increased since 2020.

How much does the program cost the federal government?
In inflation-adjusted 2024 dollars, spending peaked at $128 billion in 2021 and fell to $100 billion in 2024 – nearing pre-pandemic levels.
The program’s spending had previously increased significantly during the Great Recession because SNAP enrollment rose and benefits were temporarily increased. Spending declined as the economy gradually recovered.
While the number of people on SNAP during the pandemic and its aftermath never reached the peak of the Great Recession, the level of spending did reach much higher levels. This was because of three steps taken to increase benefits by more sizable amounts than during the Great Recession.
- The Families First Act, which Trump signed into law in March 2020, offered “emergency allotments” that increased monthly benefits for many households receiving SNAP. Biden extended emergency benefits to all households enrolled in the program in April 2021, driving spending even higher. Budget legislation that Congress passed in December 2022 ended the emergency benefits in February 2023.
- Biden signed two pieces of legislation in 2021 that temporarily increased the maximum SNAP benefit by 15% through September 2021 – the height of the pandemic’s effects on the economy.
- The Biden administration adjusted the basis for calculating monthly benefits in October 2021, just as the temporary increase was expiring. That change permanently increased benefits.

Most households getting SNAP benefits include children and older people
Nearly 60% of Americans enrolled in SNAP are either children under 18 or adults who are 60 or older.
About 1 in 5 non-elderly adults with SNAP benefits have a disability.
Less than 10% of all the people receiving SNAP benefits are able-bodied adults without children who are between the ages of 19 and 49.
Around 55% of all families with children that receive SNAP benefits include at least one employed adult.

The Supplemental Nutrition Assistance Program has helped low-income Americans buy groceries for decades with few disruptions.
But on Nov. 1, 2025, the federal government halted the flow of funds to states to distribute as SNAP benefits. The Trump administration blames this unprecedented disruption on the federal government shutdown, which began a month earlier. Following multiple court orders, federal officials said they plan to distribute at least a portion of the US$8 billion that’s supposed to flow monthly to the states to cover the costs of the program’s benefits. On Nov. 6, another judge ordered the distribution of all SNAP funds that were due in November.
Although the program costs billions, the benefits that families and individuals can receive from it are modest. The most a person living on their own can get is $298 a month, but many people receive far less. The average benefit is an estimated $6.17 daily – which falls below some estimates of the minimum cost of eating a nutritious diet in the United States.
The Conversation U.S. asked Tracy Roof, a political scientist who has researched the history of government nutrition programs, to explain who SNAP helps, how enrollment varies from state to state and what the program costs to run.
Text with us for something interesting every day or two
How many Americans are enrolled in SNAP?
The number of people getting SNAP benefits soared during the Great Recession, a big downturn that began in December 2007 and had long-lasting effects on the economy.
Because of high unemployment and poverty rates, more people were eligible for SNAP during those years. Many states, eager to bring dollars into their economies from federally funded SNAP benefits, made unprecedented efforts to enroll eligible families. SNAP enrollment peaked in 2013 at roughly 15% of Americans. The number of the program’s participants fell as the economy recovered, but never returned to pre-recession levels because a greater share of eligible families continued to enroll in the program after the economic crisis than before.
When the COVID-19 pandemic upended the U.S. economy in 2020, the number of people with SNAP benefits soared again. President Donald Trump has blamed high enrollment in SNAP on the Biden administration “haphazardly” handing benefits “to anyone for the asking.”
That assertion is misleading. While the Biden White House increased benefits, it did not expand who was eligible for SNAP. In fact, President Joe Biden agreed to apply work requirements and time limits to more SNAP recipients. Moreover, states, not the federal government, are primarily responsible for determining eligibility and enrolling people in SNAP. The number of people who received SNAP benefits during Biden’s presidency never exceeded 43 million – the peak reached in September 2020 during the first Trump administration.
The number of people using SNAP benefits to buy groceries has not fallen substantially because the number of people in poverty and the cost of living, including what Americans pay for food, have both increased since 2020.
How much does the program cost the federal government?
In inflation-adjusted 2024 dollars, spending peaked at $128 billion in 2021 and fell to $100 billion in 2024 – nearing pre-pandemic levels.
The program’s spending had previously increased significantly during the Great Recession because SNAP enrollment rose and benefits were temporarily increased. Spending declined as the economy gradually recovered.
While the number of people on SNAP during the pandemic and its aftermath never reached the peak of the Great Recession, the level of spending did reach much higher levels. This was because of three steps taken to increase benefits by more sizable amounts than during the Great Recession.
- The Families First Act, which Trump signed into law in March 2020, offered “emergency allotments” that increased monthly benefits for many households receiving SNAP. Biden extended emergency benefits to all households enrolled in the program in April 2021, driving spending even higher. Budget legislation that Congress passed in December 2022 ended the emergency benefits in February 2023.
- Biden signed two pieces of legislation in 2021 that temporarily increased the maximum SNAP benefit by 15% through September 2021 – the height of the pandemic’s effects on the economy.
- The Biden administration adjusted the basis for calculating monthly benefits in October 2021, just as the temporary increase was expiring. That change permanently increased benefits.
Most households getting SNAP benefits include children and older people
Nearly 60% of Americans enrolled in SNAP are either children under 18 or adults who are 60 or older.
About 1 in 5 non-elderly adults with SNAP benefits have a disability.
Less than 10% of all the people receiving SNAP benefits are able-bodied adults without children who are between the ages of 19 and 49.
Around 55% of all families with children that receive SNAP benefits include at least one employed adult.
Enrollment ranges widely from state to state
In some states, 1 in 5 people receive SNAP benefits. In others, it’s 1 in 20.
The share of a state’s population getting SNAP is determined both by its poverty rate and its policies. Those policies can affect who is eligible and the share of eligible families and individuals who enroll in the program.
Of the 10 states with the highest percentage of people on SNAP, five are also in the top 10 for the percentage of the population in poverty: New Mexico, Louisiana, Oklahoma, West Virginia and Nevada.
According to 2022 data, nine of those 10 states have enrolled nearly all families who are eligible for SNAP benefits: New Mexico, Louisiana, Oregon, Oklahoma, West Virginia, Massachusetts, Nevada, Pennsylvania and Illinois.
States vary widely in terms of the percentage of eligible families who obtain SNAP benefits. In the bottom quarter of states, fewer than 81% of eligible residents in 2022 were getting benefits. The percentage in Arkansas was the lowest: 59%.
States with the highest enrollment numbers tend to make it easier for their residents to get SNAP benefits by minimizing red tape and engaging in more outreach to eligible families. They also adopt policies that allow some people to qualify for SNAP at higher incomes or with more assets.

Americans of all races and ethnic backgrounds rely on SNAP
A little over 35% of people who get SNAP benefits are white, more than any other racial or ethnic group. Around 26% are Black and 16% are Hispanic.
Although more white people are enrolled in SNAP, Census data shows that greater percentages of Black and Hispanic people get these benefits: 24.4% of Black people and 17.2% of Hispanic people compared with 9.7% of white people. This is because these groups are disproportionately poor.
Undocumented immigrants are not eligible for SNAP. Only 4.4% of SNAP recipients in the 2023 fiscal year were immigrants who were not citizens but legally present in the U.S., such as refugees.
The “big” tax-and-spending package Trump signed into law on July 4, 2025, however, ended SNAP eligibility for most of those immigrants.

weekly@StateOfJeffersonRotary.org

Thanks to eClub Rotarian Bill G. for suggesting this tech tip.
The #1 Google search scam everyone falls for
How fake customer service numbers on Google are taking over phones
By Kurt Knutsson, CyberGuy Report
When something goes wrong with your bank account or delivery, your first instinct might be to type the company name into Google and call the first customer service number you see. But that simple search has become one of the biggest traps for scammers, and it's costing people money, privacy and even control over their phones.
He Googled his bank’s number and lost control of his phone
Here's how one man's quick search for help turned into a nightmare he never expected. Gabriel wrote to us in distress, asking,
"I called my bank to check on some charges I didn't authorize. I called the number on the bank statement, but they told me to go online. I googled the company and dialed the first number that popped up. Some foreign guy got on the phone, and I explained about the charges. Somehow, he took control of my phone, where I didn't have any control. I tried to shut it down and hang up, but I couldn't. He ended up sending an explicit text message to my 16-year-old daughter. How do I prove I didn't send that message? Please help."
Gabriel's story is frightening, and unfortunately, it's not rare. This type of attack is called a remote access support scam. Scammers pretend to be bank or tech support, then trick you into installing a program that gives them control of your device. Once inside, they can steal passwords, send messages or lock you out completely.
Why this scam works
Search engines reward paid ads. Scammers take advantage of this by buying ad space to appear above legitimate customer service numbers. The fake pages look professional, complete with company logos and 800 numbers that seem real.
Once you call, the fake "agent" sounds knowledgeable and polite. They build trust, then convince you to install remote access software such as AnyDesk or TeamViewer. From that point, they can control everything on your phone.
What to do if this happens to you
Gabriel, what you went through is incredibly upsetting, and you're right to take it seriously. Here's what to do right away:
1) Disconnect and secure your phone
Turn off your phone immediately. Restart it in Airplane Mode and don't connect to Wi-Fi yet. Run a full antivirus scan with strong antivirus software.
2) Change all your passwords
Use a secure device that has not been compromised to reset the passwords for your key accounts, including email, cloud storage, phone carrier and banking logins. Create strong, unique passwords for each account and enable two-factor authentication (2FA) for added protection on all your devices and platforms.
Next, see if your email has been exposed in past breaches. Our #1 password manager (see Cyberguy.com) pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.
3) Contact your carrier and your bank
Let your phone provider know that your device was taken over. Ask them to check for unauthorized remote management apps or SIM-swap activity. Notify your bank's fraud department and report the fake number you found on Google.
4) Report the explicit message
Take screenshots and save everything. Contact local police and explain that the message was sent from your number while your phone was under remote control. If a minor is involved, the case may be referred to the FBI's Internet Crime Complaint Center (IC3.gov).
5) Factory reset your phone
Once your data is backed up, perform a factory reset on your iPhone or Android to remove any hidden software. Reinstall only apps you recognize from the official app store.
Tips to stay safe from fake customer service scams
Falling for a fake customer service number can happen to anyone, especially when you're in a rush or worried about your account. Here's how to make sure you never get tricked by the same kind of scam that hijacked Gabriel's phone.
Go directly to the company's official website
Always type the company's web address yourself or use the contact number printed on your card or statement. Scammers often create fake numbers that appear in search results, hoping you'll call them instead of your real bank.
Don't trust the first search result on Google
Search engines sell ad space to anyone, including criminals posing as real businesses. Those top "sponsored" listings can lead straight to scammers. Instead, scroll down until you find the official domain ending in .com, .org or .gov.
Never allow remote access to your phone or computer
No legitimate company needs to control your device to verify charges or fix an account issue. If someone asks you to install software like AnyDesk or TeamViewer, hang up immediately. These tools give strangers complete control of your screen and data.
Hang up if the caller pressures you to act fast
Scammers rely on panic. When someone insists you act "right now" or risk losing money, that's a warning sign. Stay calm, hang up, and verify the problem through your bank's official website or number.
Use strong antivirus protection
Install and regularly update a trusted antivirus app. Strong antivirus software can block remote-access tools and spyware before scammers gain access. Regular scans also detect hidden threats that may already be on your phone or computer.
The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.
Consider using a data removal service
Many scammers find victims through data brokers that sell phone numbers and personal details. A data removal service helps erase your information from these sites. As a result, it's harder for criminals to target you with fake customer service scams in the first place.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren't cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It's what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Monitor your identity with a trusted protection service
Even a short breach can expose your private information. Identity-monitoring tools alert you when your name, email or Social Security number appears on the dark web. That gives you time to act before scammers can use it.
Identity Theft companies can monitor personal information like your Social Security Number (SSN), phone number, and email address, and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.
Kurt's key takeaways
The internet has made getting help easier than ever, but it has also made it easier for scammers to pretend to be helpful. The top way people are being scammed today isn't through phishing emails or suspicious links; it's by trusting fake phone numbers that look official. Take a few minutes to save the real customer service numbers for your bank, phone provider, and credit card company. One quick call to the wrong number could give a stranger access to your entire digital life.

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